Pagamenti digitali e frodi (POK)

Offered by Politecnico di Milano,
Pagamenti digitali e frodi (POK)

Benefici, costi e rischi degli strumenti di pagamento. L’obiettivo del corso è quello di presentare le caratteristiche tecnologiche, i benefici, i costi e i rischi degli strumenti di pagamento (moneta e elettronici), con particolare attenzione alle frodi.

Il corso è pensato per un pubblico generalista e per un utilizzo didattico nella scuola secondaria (di I e II grado). Il corso si compone di video, materiale di approfondimento e quiz/esercizi che metteranno alla prova il partecipante al corso.

Informazioni sul corso
Il corso ha come obiettivo quello di presentare i principali strumenti di pagamento (moneta e elettronici), i loro costi e i rischi di frode.
Nella prima settimana ci occuperemo della moneta, con particolare attenzione all’euro. Mostreremo come la moneta si è evoluta nel tempo con lo sviluppo dei commerci e della tecnologia. Ci soffermeremo sulla moneta che ha corso legale e sul ruolo della moneta che deteniamo presso un intermediario.
Nella seconda settimana ci occuperemo delle diverse forme di strumenti di pagamento elettronici: bonifici, addebiti diretti, pagamenti con carta (carta di debito, carta di credito, carta prepagata), pagamenti con applicazioni per smartphone.
Nella terza settimana illustreremo i costi sia sociali che privati dei pagamenti, costi fissi e variabili, tariffe per servizio e tariffazione a pacchetto.
Nella quarta settimana affronteremo il tema delle frodi, rischio di falso delle banconote, rischi e sistemi di autenticazione nei pagamenti elettronici, possibili rimedi.
Il percorso si compone di video, quiz e esercizi.

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